Real Estate Transfer Tax by State — Verified Statutory Rates
Real estate transfer taxes are imposed at the state (and sometimes city) level when a property is sold and the deed is recorded. Rates vary widely — from 0% in Texas to over 1% in New York (including the mansion tax). This page covers the states verified in this calculator.
Verified Transfer Tax Rates (5 States, June 2026)
These rates are verified against primary sources as of June 2026. See the statutory source column for the authoritative link.
| State | Tax Name | Rate | Formula | Who Pays | Statutory Source |
|---|---|---|---|---|---|
| Florida | Documentary Stamp Tax | 0.70% ($0.70/$100) | ⌈Price ÷ $100⌉ × $0.70 | Seller (custom) | floridarevenue.com — §201.02(1)(a) F.S. |
| Texas | None | $0 | N/A | N/A | comptroller.texas.gov |
| California | Documentary Transfer Tax (county) | 0.11% ($1.10/$1,000) | ⌈Price ÷ $500⌉ × $0.55 | Seller (custom) | leginfo.legislature.ca.gov — RTC §11911 |
| New York State | Real Estate Transfer Tax | 0.40% ($2/$500) | ⌈Price ÷ $500⌉ × $2 | Seller | tax.ny.gov — Tax Law Art. 31 |
| New York — Mansion Tax | Additional Real Estate Transfer Tax | 1.00% (statewide) or 1%–3.9% (NYC tiered) | Price × rate (cliff brackets) | Buyer (residential ≥$1M) | tax.ny.gov — Tax Law Art. 31 |
| New York City (RPTT) | Real Property Transfer Tax | 1.00% (<$500K) / 1.425% (≥$500K) residential | Price × rate | Seller | nyc.gov/finance |
| Georgia | Real Estate Transfer Tax | ~0.10% ($1 first $1K, $0.10/$100 after) | $1.00 + ⌈(Price−$1,000) ÷ $100⌉ × $0.10 | Seller | dor.georgia.gov |
Rates current as of June 2026. Verify before closing — state legislatures can change rates. We only publish rates verified against primary .gov sources.
Transfer Tax Examples on a $350,000 Sale
| State | Transfer Tax (seller) | Notes |
|---|---|---|
| Florida | $2,450 | ⌈3,500,000 ÷ 100⌉ × $0.70 = 3,500 × $0.70 |
| Texas | $0 | No state deed transfer tax |
| California (county only) | $385 | 700 units × $0.55 |
| New York State | $1,400 | 700 units × $2 |
| Georgia | $350 | $1 + (3,490 × $0.10) |
States This Calculator Does Not Yet Cover
We only publish rates we have personally verified against primary statutory sources. For states not listed, consult your state's revenue department:
- Pennsylvania: Realty transfer tax 1% state + 1% local = 2% total (verify: revenue.pa.gov)
- New Jersey: Realty transfer fee, tiered rates (verify: nj.gov/treasury)
- Illinois: Real estate transfer tax $0.50/$500 + Cook County adds $0.50/$500 (verify: tax.illinois.gov)
- Maryland: State transfer tax 0.5% (verify: dat.maryland.gov)
These are informational summaries only — not verified against primary sources by this calculator. Do not rely on them for closing cost planning.
← Use the Closing Costs Calculator | Title insurance cost by state | Who pays by state
Frequently Asked Questions
A real estate transfer tax (also called deed tax, documentary stamp tax, or conveyance tax) is an excise tax imposed when real property is sold and the deed is recorded. It is calculated as a percentage or fixed rate applied to the sale price. Rates and names differ by state — some states call it Documentary Stamp Tax (FL), others Real Estate Transfer Tax (NY), or Documentary Transfer Tax (CA).
Several states have no state-level deed transfer tax, including Texas (verified: comptroller.texas.gov), Alaska, Idaho, Indiana, Louisiana, Mississippi, Missouri, Montana, New Mexico, North Dakota, Oregon, Utah, and Wyoming. However, local municipalities in some of these states may impose their own transfer tax.
We verify only against primary sources — state revenue department websites (.gov), state statutes, or state legislative information sites. Rates for FL, TX, CA, NY, and GA in this calculator are cited with their exact statutory sources and dated "as of June 2026." We do not publish rates for states we have not verified. If your state is not listed, consult your state's department of revenue.
Yes, and this is common in California, New York, and some other states. California cities like San Francisco and Los Angeles impose additional transfer taxes on top of the county rate. NYC imposes the Real Property Transfer Tax (RPTT) on top of the New York State rate. When calculating total transfer tax, you must check both state and any applicable city-level rates.